I think liqudation is the most common event in crypto .The borrower’s collateral will be liquidated by keepers when the collateral drops dramatically.So the borrower in lending platform is the one of the big potential buyers( I just think there is less buyers in current USDT protection)
we can see the liqudation volume in the following pic:
so I hope both Opium Team and community could think about it,how to set the risk parameters is super important thing because liquidation is a high frequency event currently.We need protect both buyer and seller .
A one scenario I could image is integration with Aave and Compound,there is a “buy insurance” button when user wants to borrow.
Glad to have furthur discussion with all your guys